Cost of living in Pennsylvania: Housing prices vary by city. Utilities are relatively affordable. State income tax rate: 3.07%. Property taxes can be high. Healthcare costs average. Groceries slightly above national average. Transportation expenses differ regionally. Average salary aligns with national median. Entertainment and dining moderately priced. Education costs depend on location.
Housing prices vary by city.
Housing prices in Pennsylvania vary significantly by city, with areas like Edgeworth and Devon showing high typical home values and substantial price increases, while other cities such as Olyphant and Laflin in the Scranton--Wilkes-Barre metro area also exhibit notable growth, though at lower overall price points. For more detailed information on this trend, visit the Fastest Growing Home Prices in Pennsylvania.
Utilities are relatively affordable.
In Pennsylvania, utility costs are relatively affordable, with an average monthly cost of around $443, including $117 for energy, $31 for water, $30 for internet, $103 for natural gas, $114 for phone, and $48 for streaming. If you're considering relocating or simply curious about living expenses, understanding what contributes to these costs is crucial. For a more detailed breakdown of these figures and insights into other living expenses, you can explore further on the Cost of Living in Pennsylvania page from Unbiased, which provides comprehensive information about financial planning and budgeting in the state.
State income tax rate: 3.07%.
Pennsylvania maintains a flat state income tax rate of 3.07%, which applies uniformly to all taxable income of both residents and nonresidents, with no progressive tax brackets. In addition, certain municipalities may impose their own local income taxes, such as Philadelphia's notable 3.75% local income tax rate. For more detailed information on living expenses and financial considerations in Pennsylvania, visit the Unbiased website to ensure you are well-informed.
Property taxes can be high.
Property taxes in Pennsylvania are higher than the national average, ranging from 0.87% to 2.45% of the assessed home value. These taxes can vary significantly by county, school district, and municipality, making them a significant expense for homeowners. For more detailed insights and guidance on this matter, you can visit the comprehensive Pennsylvania Property Taxes resource.
Healthcare costs average.
In Pennsylvania, individuals can anticipate spending approximately $479 to $653 per month on comprehensive health insurance premiums, while family premiums vary between $1,356 and $1,703 monthly. Additional expenses include deductibles, co-pays, and out-of-pocket charges, with medical visits costing $96 to $147 and ER visits averaging $1,800. For a detailed analysis on this topic, you can explore more on Healthcare Costs in Pennsylvania, which provides a comprehensive insight into the healthcare financial landscape in the state.
Groceries slightly above national average.
In Pennsylvania, grocery prices have increased by 8.2% year-over-year, significantly above the national average of 5.3%, with residents spending around $278 per person or $800 to $1,100 per month for a family of four, depending on the location and shopping habits. For more detailed information on this topic, you can visit the Cost of Living Pennsylvania website.
Transportation expenses differ regionally.
Transportation expenses in Pennsylvania vary regionally, with monthly local transport costs averaging around $81.80, and fares for different modes of transport, such as buses and taxis, differing based on the location and type of service. Understanding these costs is essential for anyone planning to live or travel in Pennsylvania. For a comprehensive insight into the cost of living in the state, including transportation and other expenses, you can explore the detailed information provided by LeverageEdu. This resource offers valuable guidance to help manage your budget effectively while residing in or exploring Pennsylvania.
Average salary aligns with national median.
The average salary in Pennsylvania, approximately $62,000 per year, aligns with the national average, supporting a comfortable lifestyle across the state. For more detailed insight on how these figures compare to the cost of living in various regions within Pennsylvania, visit the comprehensive analysis provided by ElectricityRates. This information is crucial for understanding how earnings translate into actual purchasing power across different areas, ensuring individuals can make informed financial decisions.
Entertainment and dining moderately priced.
In Pennsylvania, particularly in Pittsburgh, there are numerous moderately priced dining options where one can enjoy a delicious meal for under $10. Restaurants like Cherries Diner, Pamela's Diner, Noodlehead, and Primanti Brothers offer a variety of meals at affordable prices, making dining out accessible and budget-friendly. For more information on these great dining spots, visit the Only In Your State website to explore a detailed list of must-visit affordable restaurants.
Education costs depend on location.
Education costs in Pennsylvania vary significantly depending on the location and the specific institution. For example, the average net cost for families with different income brackets can range from around $16,000 to over $30,000 per year at various colleges, such as Albright College, Allegheny College, and Bryn Mawr College, highlighting the impact of location and institutional differences on education expenses. To explore more about these variations, visit the Net Price of Pennsylvania Colleges by Income page.